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Privacy Policy

This Privacy Policy (the “Policy”) applies to all websites (the “PsychicOz Website(s)”) operated by PsychicOz Ltd (“Company”).
We understand that the privacy of its members, subscribers, guests and/or visitors (collectively, “Members”, “you” or “your”) is very important. We developed this Policy to ensure that your privacy is protected while using any of the PsychicOz Websites.
THIS SERVICE IS PROVIDED BY PSYCHICOZ.COM FOR ENTERTAINMENT PURPOSES ONLY. YOU MUST BE EIGHTEEN YEARS OF AGE OR OLDER TO USE THIS SERVICE. OUR PSYCHICS MAKE EVERY EFFORT TO PROVIDE YOU WITH HELPFUL ADVICE. HOWEVER, THIS INFORMATION SHOULD NOT BE USED IN PLACE OF ANY RECOMMENDATIONS BY MEDICAL, LEGAL, OR FINANCIAL PROFESSIONALS OR OTHER PROFESSIONAL COUNSELORS. IT IS YOUR RESPONSIBILITY TO EVALUATE ANY INFORMATION, OPINION, ADVICE OR OTHER CONTENT AVAILABLE THROUGH PSYCHICOZ.COM.

In addition to the Site, the PSYCHICOZ.COM platform, or a portion thereof, may also be made available via third party websites. If you have accessed the PSYCHICOZ.COM platform, or any portion thereof, via a website operated, managed, maintained or controlled by a third party, your use of such website may be subject to terms and conditions imposed by such third party. Company is not responsible or liable for any terms, conditions, policies, acts or omissions of any such third parties.
YOU AGREE THAT BY USING THE EXPERT PLATFORM YOU ARE AT LEAST 18 YEARS OF AGE AND YOU ARE LEGALLY ABLE TO ENTER INTO A CONTRACT.
This Privacy Policy hereby incorporates by reference all terms, conditions rules, policies and guidelines on the Site, including the PsychicOz Terms of Service (“Terms of Service”). Any Capitalized terms not defined in this policy are defined in the Site’s Terms of Service.

This Privacy Policy is effective as of October 28, 2014. Any User continuing to use the Site after this date signifies the User agrees to the acceptance of the Privacy Policy. PsychicOz reserves the right to modify this Policy at any time with or without contacting or alerting Users to these changes. Users are required to check for updates from time to time.

PsychicOz, Inc. (“PsychicOz”, “us”, or “we”) respects the privacy of the visitors to its Website, the home page of which is located at http://www.PsychicOz.com (“Site”). This Privacy Policy informs the User of the Site’s policies and practices in how it regards the collection and use of personal information as well as anonymous information submitted to the Site or through the internal messaging system on the Site. The Site’s Privacy Policy applies to Users.

“Personal Information” refers to information that makes it possible for others to identify you. This may include the User’s name, email address, phone number as well as non-public information.

“Anonymous Information” refers to any information not associated with or otherwise linked to within Personal Information. This type of information limits the possibility of identification. The Site may create such information and if so, it excludes identifiable information.

Users submitting any Personal Information on the Site agree to the expressed and implied terms of the Privacy Policy. You consent to the processing of said information as well, as done by the Site, under the laws of Canada and any other country as they apply.

 

NOTIFICATION OF CHANGES

PsychicOz may update the Privacy Policy when it needs necessary to do so. It is the express responsibility of the User to read and understand the Privacy Policy, and to make changes to their usage as necessary.

 

THIS SITE CONTAINS LINKS TO OTHER SITES

The PsychicOz Site may contain links to other websites. PsychicOz makes no warranty or promise, or takes any responsibility for the privacy practices of those Sites. Users who click on any logo or link on the Site or use any Third Party service on the Site, such as the online communication services, understand that PsychicOz is not responsible for the privacy practices of those services.

 

INFORMATION WE GATHER:

REGISTRATION

PsychicOz may collect and store the Personal Information of those who register to buy or sell services on the Site. This may include the User’s name, Username, Password, address, phone number, email address and Account information for monetary transfers. Additional information submitted in the registration process is optional. The Site maintains the ability to collect additional information at some time in the future to help maintain or improve the Site. PsychicOz transmits all credit card information via SSL (“Secured Socket Layer”) encryption for the User’s benefit.

 

ONLINE SURVEYS AND CONTESTS

Periodically, PsychicOz may conduct a survey or contest for Users. These remain optional to participate in. Results are kept anonymous if the User elects to participate in the survey or contest. As such, the Site may ask for demographic and contact information for Users to participate. This information is not shared with any Third Party. Information collected in surveys is meant to improve the Site function for all Users. This may include targeting advertising to the User. We may supply third parties with information as necessary for prize fulfillment.

 

THE PSYCHICOZ PAYMENT SYSTEM

When Users make payment through the Payment Service at PsychicOz, the Members enlist the aid of the Site to charge credit cards or to use PayPal as a method of transferring funds from the Client to the Advisor. To do this, the Site must gather credit card or bankcard numbers, as well as PayPal email identification, and use this for the billing of Advisor services as the User instructs. Verification of this credit information is done by the User, through the authentication process.

 

THIRD PARTY SERVICE PROVIDERS AND AGENTS

PsychicOz may use Third Party companies, including credit card and payment processing companies, to bill Users for services. We also use third parties to send emails from the Site to Members who opt-in to receive them. In order to do so, the Site shares Personal Information only as necessary to provide such services, and does not allow Third Party companies to store, share or retain this information for any other use.

 

AUTOMATICALLY GATHERED INFORMATION

PsychicOz may collect browser type and software version from the User automatically upon arrival at the Site. This is to ensure the presentation of the Site to the User is effective and secure. It also enables the Site to record the activity of the User on the Site. We collect IP address information without linking Personal Information to it. However, the Site will use IP address to identify a User when it is necessary to do so to enforce compliance to the Terms of Service. PsychicOz collects information about Account activity and use to prevent fraud.
PsychicOz may collect additional information not expressed within the Privacy Policy. This may include dispute or other contacts made by the User to the Site.

 

COOKIES

PsychicOz may use cookies, a type of small data file, on the User’s computer when the User accesses the Site. Cookies allow Users to create unique preferences and allow the Site to track Users to the Site.
When a User logs into their Account, the Site sends cookies to the computer. This allows the User to visit multiple pages of the Site without having to enter the Username and Password on each page.
Cookies expire once the User logs out of the Site. The Site also enables long-lasting cookies, which allow the Site to display content related to the User from one visit to the next.
All cookies are encoded for protection.
It is possible to disable cookies by making changes to your browser’s settings. Doing so may make some aspects of the Site non-usable or slower.

 

PUBLIC INFORMATION

Users create a Profile at the time of registering for an Account on the Site. It is up to the User to create a Profile that contains experience and qualifications. In order to participate on the PsyhicOz site, the User must create a Profile. Clients may access the Advisors profile to make a decision to purchase services from the Advisor. Any and all information contained in your Advisor profile is accessible to any registered User of the Site. Under the Site’s Privacy Policy, PsychicOz does not have any obligation to protect User information contained within the Profile.

 

OTHER INFORMATION

Users may provide additional information when contacting the Site. PsychicOz will retain this information in order to provide services to you.

 

HOW WE USE AND DISCLOSE INFORMATION:

PERSONAL INFORMATION

PsychicOz uses Personal Information for internal purposes including facilitating a method for contacting Users to update Users about Site Services and changes. PsychicOz reserves the right to disclose any and all information required to do so by any state, federal or local government. The Site does not sell any Personal Information to third parties nor does it rent such information.

Users have the ability to sign up or “opt-in” to receive a Site newsletter. If you decide to subscribe to this optional letter, and decide that you wish not to receive such information in the future, use the provided “opt out” link provided in the newsletter to do so.

 

ADVERTISING

PsychicOz reserves the right to send email communications to the User containing information the Site deems beneficial to the User. You may opt out of receiving these types of emails from the Site by using the unsubscribe link included in the email to do so. We do not send any Personal Information to Third Party advertisers. If Users find a Third Party cookie, this indicates the cookie is from a banner service and comes directly from the Third Party and not from PsychicOz.

 

PSYCHICOZ’S PARTNERS

PsychicOz may employ Third Parties to provide services on the Site. If necessary, the Site may provide Personal Information to these Third Party users of the Site to maintain services to Users, such as to enable communication or Site maintenance.

Your Use of PsychicOz Websites’ Members’ Information
You may not use another PsychicOz Websites’ Members’ information, whether private or not, for commercial purposes, to spam, to harass, or to make unlawful threats. We reserve the right to terminate those who misuse other Members’ information or who otherwise violate any user agreements, policies, or rules governing the use of any PsychicOz Website.

DO NOT DISCLOSE YOUR PERSONAL INFORMATION OR PASSWORD

Please DO NOT post, share or disclose in public forums, for example, chat rooms, blogs, any Personal Information that you do not wish other Members to know. We encourage you to ask questions before you disclose your Personal Information to others. Similarly, you should never disclose or share your password with anyone else. If you lose control of your password, you may lose substantial control over your Personal Information and may be subject to legally binding actions taken on your behalf. If your password has been compromised for any reason, you should immediately change your password and/or contact us at info@psychicoz.com

 

REVIEWING, CHANGING OR REMOVING YOUR PERSONAL INFORMATION     

Once you register, you will be able to review and change much of your Personal Information including:

  • Your email address
  • Your city, state, ZIP or other postal code, country
  • Your password
  • Your profile

Please promptly update your information by logging in to your account and following the screen prompts. We strongly urge you to change your password periodically to help reduce the risk of unauthorized access to your account information. Upon your request, we will remove your credit card number and credit card expiration date from our main databases. To make this request, email us at info@psychicoz.com

Despite the foregoing and even though you have requested us to remove information, we will retain in our files certain data such as credit card information used to resolve disputes, troubleshoot problems, comply with credit card merchant banking and association agreements, enhance security, reduce fraud, comply with the law, or to enforce any agreements, policies, and rules governing your use of PsychicOz Websites. Removed information also may persist in backup copies and/or other users’ caches. For example, any information exchange with other Members may remain in their e-mail boxes, computer caches, or instant message archive. Whether your exchanged information is kept by another Member is beyond the control of PsychicOz. Any such information retained by PsychicOz or under its control is not available to third parties except as provided in this Policy.
LEGAL REQUESTS

PsychicOz will cooperate with all law enforcement requirements, including inquiries about Clients, Psychics and Advisors. This includes any inquires related but not exclusively to intellectual property rights, theft, harassment, fraud or other rights.
Users of the Site expressly provide the Site with the authorization to disclose any information about the User to the legal authorities. This includes online communications, when the Site determines that it is necessary to provide such information to comply with relevant laws or to respond to legal inquiries such as warrants or disclosures, or when it is necessary to provide such information to protect or defend the rights of the Site or third parties.

The Site will also provide this information to assist in any investigation, or to respond to any emergency that poses a threat to any person or thing.

 

BUSINESS TRANSACTION

PsychicOz will attempt to notify Users of any change in ownership, including if the company or assets related to the Site are acquired by a Third Party. This will allow the User to make an informed decision about the use of the Personal Information.

 

ANONYMOUS INFORMATION

Anonymous Information collected by PsychicOz may be used to determine inquiry, request and usage patterns in such a way as to benefit the Site. The Site reserves the right to disclose Anonymous Information to third parties.
Last Updated: October 28, 2014